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The Intelligent Credit Report shows you the rescoring potential of every credit score - free.

Have you ever puzzled as to why Fannie Mae’s Desktop Underwriter triggered certain eligibility findings? Or, maybe you’ve wondered whether you could raise a middle score and by how much? Or has there ever been a time when you simply wanted to know why a tradeline reported a certain way? If you answered yes to any of these questions, you’ll be pleased to know that Funding Suite’s Intelligent Credit Report can help you in all these areas – and more.

Yes, Funding Suite gives you an accurate, easy to read paper credit report – but you also get the Intelligent Credit Report (ICR) included with every file. The ICR uses computer power to scan every credit file and provide you with an amazing interactive display of the credit data. You can drill down into tradelines and see every comment and remark reported by the bureaus. You can sort tradelines on the fly any way you desire and even segment derogatory tradelines. And, the ICR is the first technology that actually proofreads your credit reports for rescoring potential - and its all included with every credit report at no additional cost.

Funding Suite ICR feature overview:

  • Every data column is fully sortable
  • Five views: summary, trades, detail, derog and X-Ray
  • Every tradeline is explained in plain English
  • Drill down on tradelines to see every comment & remark
  • Fully interactive - drill down to see as much detail as desired
  • Any tradeline with an error is flagged with the X-Ray icon
  • Every ICR reveals how many more points are possible - FREE
Funding Suite's ICR is like having an expert in credit theory on your staff

Funding Suite’s ICR is unlike any credit report you’ve every viewed in the past. By a long shot. Its different because, for the first time, computer processing power is used to increase your ability to quickly assess your applicant’s credit history. Every piece of credit data is organized for better, faster, easier viewing. With its fully integrated rescoring and credit proofreading tools, the ICR is designed to tell you the rescoring potential of every report. Even better, professional experts in credit theory were used to design the complex algorithms Funding Suite’s ICR uses to review your report. The result? It's as if you had a paid credit reporting expert on staff to review every line in your Funding Suite credit reports – and provide you with the results.

Profit by knowing the rapid rescore potential of every credit file - all at no cost

The Funding Suite ICR not only scans your credit files for errors using X-RAY technology, it also alerts you if extra points can be obtained through better debt management. Funding Suite calls these "hidden points" which can be obtained in 72 hours if your applicant transfers money from one account to another, or makes strategic payments on particular accounts. One Funding Suite client measured more than two hundred rescored applicants and discovered that the average point gain exceeded 50 points.  (Sound amazing? Check out the full case study here).

And for the first time ever, Funding Suite makes it easy to profit from rescoring by showing you exactly how many points can be added to every score - all at no extra cost. Now, without any effort you'll be able to discuss a higher score with your applicant - and lock them up as a client. Funding Suite's ICR is the easiest, most efficient means to maximize the credit score for every single loan applicant - so you can qualify more of your pipeline.

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