Intelligent Credit Reports from Funding Suite®


	Intelligent Credit Reports

	Integrated IRS 1040 / W2 / 1099


	Automated Valuation Management

	Flood Certificate Management

	AVAIL Mortgage Qualifying Service

Increase your income immediately

See how the Intelligent Credit Report's built-in tools can easily recover 15% of initially declined applicants.

watch Rescoring Plan video

Our Intelligent Credit Report interprets tradelines, detects data errors, predicts Fannie Mae/Freddie Mac underwriting conditions and even suggest ways your clients can legitimately strengthen their scores in 72 hours.

	In addition to our easy to read, reissuable paper credit reports, you also get the industry's only software that will proofread every credit file in order to strengthen you applicants' borrowing power - Funding Suite's Intelligent Credit Report. Our Intelligent Credit Report uses built in software to give you the best chance to qualify every applicant. Use it to see what the underwriting conditions will be - before you reissue the file. Use it to see if there are errors or other issues in the file that may be wrongfully lowering the score - and how many more points you can add. You can even use it to better market your professional cababilities - and increase referral businesses.

Either way, if you presently prequalify using only a paper credit report - you're not seeing the whole credit picture. And you may be missing out on income opportunities. The Intelligent Credit Report comes with everything you see below.

Credit Proofreading Tools Detect & Remove Score Lowering Errors
Detects Error Type #1: Credit Usage Errors		Detects Error Type #2: Credit Data Errors
The Intelligent Credit Report examines your applicant's tradelines, credit limits and balances to determine whether his or her credit use is actually harming, or lowering the score. You'll see the exact total number of additional points the Intelligent Credit Report believes can be added to the score. Optional credit rescoring plans (with your logo) explain exactly which balances to adjust and by how much in order to achieve the points indicated.		The Intelligent Credit Report provides an automated examination of the credit data supplied by all three credit bureaus to detect whether the credit score has been incorrectly evaluated due to errors within the file. Creditors report payment history using data such as credit limit, credit balance, payment amount, current status and payment history. If anything is has been entered incorrectly due to human or computer error, inaccurate scores may result.
See a screen shot		See a screen shot

Interactive Tradelines, Fully Sortable Credit Information
Explains the probable conditions the file will trigger from Fannie Mae & Freddie Mac

Now you can sort tradelines on the fly by nearly any data element. A single mouse click sorts tradelines by type, open balance, high credit, lates, past due and more. All derogatory items are highlighted in yellow - and can even be grouped by themselves with a click of your mouse. Then, once you've found a tradeline of interests, you can open it up to see the "raw" data exactly as presented by each bureau reporting, including every comment and remark. The Intelligent Credit Report even interprets the tradeline for you and provides an easy to read description of history.

Predicts Underwriting Conditions
Explains the probable conditions the file will trigger from Fannie Mae & Freddie Mac

Have you ever opened a Fannie Mae file in Desktop Underwriter only to be frustrated by a series of hard to decipher conditions? Freddie Mac conditions can be even more difficult to understand. Now, the Intelligent Credit Report predicts the underwriting conditions your applicants' file will receive - before you reissue it.

Every file includes Fannie Mae Desktop Underwriter and Freddie Mac Loan Prospector findings interpreted and explained. It even shows you which data triggered the condition to help you resolve it.

Automated Debt Free Wizard Helps Your Clients Eliminate Credit Card Debt
Produces Customized Road Maps that Lead Your Client Out of Expensive Debt

The Intelligent Credit Report includes our unique Debt Free Wizard - a tool that instantly produces the most effective, step by step plan for your clients to get out of debt. The Debt Free Wizard come preloaded with your clients credit card accounts and allows you to enter additional debt (such as student loans or auto loans) if desired.

Simply enter in any amount of extra money your clients can contribute to the plan each month and generate a full color debt reduction plan complete with your logo. It a great way for you to add value to every client interaction.

see a sample debt elimination plan