Intelligent Credit Reports
Integrated IRS 1040 / W2 / 1099
Automated Valuation Management
Flood Certificate Management
Increase Your Income Immediately

See how you can offer this profitable, turn-key service to your declined clients. Also generates leads.

watch the AVAIL video

AVAIL is a turn key software program in which you can enroll declined applicants for additional income.

AVAIL is unique software that "packages" your mortgage prequalifying expertise into a consultative service you can offer declined applicants. When declined for a mortgage, applicants often feel puzzled and confused about what to do next. Now, by enrolling these applicants in AVAIL, you can show them what to do by educating and coaching the applicant toward prequalifying status for a period of up to one year. 

This unique system manages everything for you. AVAIL goes to work coaching your applicant to better credit health, creating customized debt elimination plans based on actual credit card debt, even educating them about specific items that lenders may need verified in their credit report. AVAIL even encourages them and updates their progress plans four times throughout the year. Once they've achieved your predefined qualifying criteria, AVAIL notifies you.

AVAIL offers automated e-mailing, a secured desktop for your applicants and a private log in page that you control. All you need is an internet connection - no further technology requirements are needed.

Step 1: Enroll Your Clients - Funding Suite Provides Everything You'll Need
AVAIL manages the mortgage prequalifying process for up to one full year.
The AVAIL program is completely turn key and Funding Suite supplies its clients with everything needed to launch this private labeled program. Once an applicant is enrolled in AVAIL, he'll receive a customized e-mail from you welcoming him to the program.

The e-mail contains a link to your private log in page that Cogent Road maintains free of charge (customized for the individual loan officer using the program). And, like the e-mail, the log in page displays your logo, photo or avatar and complete contact information.

Image: Example of initial "welcome" e-mail client receives after being enrolled in AVAIL.
Step 2: AVAIL Manages Your Clients Over the Course of One Full Year
Credit education, debt elimination, behavioral coaching - all completely automated.
AVAIL offers your applicant a completely secured educational and coaching environment unlike anything they've ever experienced. Instead of wondering how to improve one's credit health, AVAIL can guide them and encourage them for up to one full year.

AVAIL will, for example, develop a customized debt elimination plan using actual credit card debt. It also helps them eliminate reporting errors that may be harming their credit scores. AVAIL even coaches them toward better credit behavior, ensuring they learn how to properly manage and use credit to their advantage.

Image: Inside AVAIL showing the credit health coaching screen during the first 90 day check point.
Step 3: Easily Manage Your AVAIL Clients Through Your Funding Suite Account
Advanced tools ensure you can effortlessly oversee thousands of AVAIL clients.
Funding Suite offers robust AVAIL management functions that ensure you can easily support your AVAIL clients. And once any AVAIL client achieves your predefined credit score criteria, you'll be notified automatically.

From your AVAIL control panel, you'll be able to send customized e-mails (complete with your logo and photo) to any or all of your AVAIL clients. Should a client call you with questions, you can view their AVAIL account directly - seeing exactly what they are. Use this as a chance to consult, strengthen your relationship or even initiate new loan documents.

Image: Top section a customized Debt Elimination Plan created by AVAIL
Click here if you'd like to see pricing and open an an account
© Copyright 2008 Cogent Road, Inc. All rights reserved. Funding Suite is a registered trademark of Cogent Road, Inc.